Pay with Klarna

At Forum Jewellers, we are proud to offer alternative payment methods for your convenience. With Klarna, you can either pay for your purchases in three regular instalments or delay your payment for 30 days – known as ‘Buy Now Pay Later’ (BNPL) Products.


How Klarna works

You can set up a Klarna account in just four easy steps.

Step 1

Add your jewellery or watch to your bag and choose “Klarna” when you check out.

Step 2

Enter your personal details. Klarna will let you know instantly whether you’ve been approved.

Step 3

You’ll receive an email confirmation from Klarna, as well as reminders when payment is due. You can stay updated with the Klarna app for Apple and Android.

Step 4

Once you’re all set up, you’ll be able to complete any future purchases with just one click.

Shopping at Forum Jewellers with Klarna

We offer the following payment options with Klarna.

Klarna Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score.

Paying after delivery allows you to try before you buy and is the easiest way to shop online.

  • Complete the payment in full after purchase at no added cost.
  • Report returns directly in our app and only pay for the items that you keep.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort

You must be 18+ and a UK resident to be eligible for this credit offer. Pay Later Terms and Conditions

Klarna Pay in 3

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.

No interest. No fees. No impact to your credit score.

  • A new way to pay that’s an alternative to a credit card.
  • 3 instalments gives you flexibility to shop without interest or hidden fees.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer. Pay in 3 Terms and Conditions

Klarna help

Below are some useful links.

Pay online or in the Klarna app

Review your latest purchases and make payments in the Klarna app or online.

Download the Klarna app:

Log in online:

Get in touch with Klarna

Chat with customer service:

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorised purchases.

Klarna FAQs

You must hold a UK bank account and be 18 years or over to pay with Klarna. You must also ensure you provide your full name and accurate (UK residential) address details. All orders are assessed individually.

Even if you’ve been accepted for a Klarna payment method before, you may not be offered this for every order. Similarly, just because an application is denied, it doesn’t mean you’ll be denied for all future orders.

Klarna may run what’s known as an unrecorded enquiry (or a “soft” credit search) that will not affect your credit scoring. This will only be visible to you and Klarna, not to other lenders. Neither Klarna nor Forum will run a credit search against you that could impact your credit rating.

Pay in 3 lets you spread the cost of your purchase over three equal payments. The payment for each instalment will be collected automatically from the debit or credit card you entered at checkout. The first payment will be collected when your order is confirmed, and the following two will be taken 30 and 60 days later.

Once your order is confirmed, you’ll receive an email with payment instructions within two days from Klarna. You’ll then have 30 days from when you receive your order to pay for the items you keep.

All payment information is processed securely by Klarna. No card details are transferred to, or held by, Forum Jewellers. All transactions take place via connections secured with the latest industry-standard security protocols.

For full FAQs, please visit the Klarna website.

About Klarna

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.

  • More than 90 million shoppers are using Klarna.
  • 200,000 retailers are working with us worldwide.
  • We’re one Europe’s largest banks and we’ve been powering online checkouts for over 15 years.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.

Please note, your credit score will be affected if you don’t pay Klarna for your order.

You can read Klarna’s full terms and conditions here:

Forum Jewellers is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status.

Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.


Still have questions?